HSBC called me the other day to let me know that I was ?100 into overdraft. I didn’t even know what the guy was talking about until he explained what it meant. <\/p>\n
“So my account balance is negative? Riiiight..”<\/p>\n
I transfered money from my online-only account to rememdy the negative balance. Done, sweet, thanks mate. Bye.<\/p>\n
Tonight I find a bank statement in the post that shows I’m to be charged a ?75 fee for going into overdraft! Seventy Five Fscking United Kingdom Pounds!!! That’s like $14,000,000AUD!!!<\/p>\n
How the hell do these fools justify such a huge fee? Why don’t they just debit my other account, you know the one with money in it?! Why don’t they hit up my credit card? Why do they even have an overdraft “feature”, other than to sting you? I certainly never asked for overdraft – it must be a default option. This is the same idiot bank that couldn’t explain why my O2 bill payment was declined, cutting off my phone for a day. <\/p>\n
“We don’t keep transaction records that far back, sir”<\/p>\n
“You don’t keep records for transactions that occured three weeks ago?”<\/p>\n
“No sir, sorry sir.”<\/p>\n
You know what the fun part will be? Going to bed at 4am tonight after watching the late Tour coverage and then arguing with these idiots tomorrow. Because the fee hasn’t yet been taken out (thanks for the warning HSBC!), what’s stopping me withdrawing all my money and telling them to stick the ?75 fees up their ATM slots?!<\/p>\n
On a happier note, the GT made it home. 2hr 12min it took to walk my bike the 12.5k home.<\/p>\n","protected":false},"excerpt":{"rendered":"
HSBC called me the other day to let me know that I was ?100 into overdraft. I didn’t even know what the guy was talking about until he explained what it meant. “So my account balance is negative? Riiiight..” I … Continue reading